Family Caregiver – The Real Costs

According to a recent Pew Research Center study, almost 40% of American adults are caring for an adult or child with chronic health issues – an increase of 10% in just the past three years. The study found that a family caregiver can be found across all demographic...

Life Insurance: What to Avoid When Naming a Beneficiary

Here are some of the most common mistakes people make when designating life insurance beneficiaries: 1. Trying to designate beneficiaries in your Will. Naming beneficiaries in your Will does not override a properly executed beneficiary designation form. 2. Vague...

Important Retirement Planning Decisions to Make With Your Spouse

Retirement planning for baby boomers is very different than it was for their parents, when it was usually just one spouse (Dad) who retired. It is now quite common that both working spouses must make a decision together on their retirement, and each may have very...

Advance Health Care Directive – A Must-Have for Everyone

Every single adult needs to have an advance health care directive written, signed, and in place. This includes you, your parents, and your children as soon as they turn 18. After turning 18, your children are adults and you would not be able to access their medical...